Fyntl AI
Your business changes every day. Your protection should keep up.
RiskTwin understands meaningful changes in your business, detects emerging cyber, supply-chain, and asset risks, and shows when your existing protection may deserve another look.
Early pilot applications are open for selected SMEs in Singapore.
Material changes detected
Supplier dependency
29% → 29%
New equipment added
S$180K
Digital sales dependency
18% → 18%
RiskTwin detected these changes automatically. Protection was last reviewed before these changes occurred.
Your business may have changed.
Your protection may not have.
Normal business decisions — buying equipment, adding suppliers, launching online — can quietly change your risk exposure long before your protection is reviewed.
Today
Your Business
New supplier
Added to critical supply chain
New equipment
S$180K production asset
Online sales launched
18% → 46% of revenue
Second location
New property and operations
Higher inventory
Seasonal stock increase
International expansion
New market entered
These are ordinary growth decisions. Each can change your risk.
The Gap
What RiskTwin helps close
Typically
Your Protection
Protection coverage is usually reviewed:
At annual renewal
After a significant incident
When a broker reaches out
When the business owner remembers
The result: the business may have changed before its protection did.
RiskTwin continuously tracks meaningful changes and shows when the gap may be worth closing.
A living understanding of your business risk.
RiskTwin follows a clear intelligence loop — from business change to evidence-backed guidance on what deserves attention.
Business signals in. Actionable intelligence out.
RiskTwin works with your existing business systems to understand what's changing — and what it means.
Business Signals
Accounting
ERP
Transactions
Suppliers
Assets
Cyber signals
Protection information
RiskTwin
Business-change detection
Exposure reasoning
Evidence connection
Financial impact
Protection intelligence
Actions
SME guidance
Mitigation options
Monitoring
Expert review preparation
Data access is established with appropriate controls. RiskTwin only requests access necessary for risk intelligence.
See RiskTwin in action.
Explore how RiskTwin detects a material change, connects the evidence, and helps you understand what it might mean for your business.
Illustrative scenario — demo dataMaterial Change Detected
Critical supplier concentration
Previous
29%
supplier concentration
Current
54%
Before
29%
Now
54%
More than half of your critical purchases now depend on Supplier A. A disruption could affect a much larger part of your operations than before.
Detected: 12 August 2026 · Supplier A · Supply chain
Explore this change
Select an action to explore
Use the buttons on the left to view the evidence behind this finding, simulate its business impact, or see how it relates to existing protection.
Three domains. One continuous view.
RiskTwin tracks how business changes affect cyber, supply-chain, and asset exposure — and shows when each deserves attention.
Illustrative scenariosBusiness Change
Online sales
Risk Change
The business is much more dependent on digital systems. A cyber outage could now affect a significantly larger part of revenue than it did before.
Potential Impact
If online systems were unavailable for several days, 46% of revenue operations could be directly affected — not the 18% the business depended on previously.
Protection Question
Does existing cyber protection reflect the company's increased digital dependency and the revenue now at stake from an online outage?
Digital revenue dependency
of revenue now depends on online systems
A 2.5× increase in digital dependency since last review
Protection status
Protection was last reviewed before this change. A review conversation may be appropriate.
What changes when your business grows?
RiskTwin can help you think about risk before major growth decisions — not just after they happen.
Select a business scenario
Select a growth scenario
Choose a business decision from the list to see what RiskTwin would consider and which areas of protection may deserve a review.
You shouldn't need to become an insurance expert to understand your risk.
RiskTwin is designed for business owners who care about running their business — not managing insurance dashboards. It surfaces what matters, when it matters.
Know what changed
RiskTwin tracks meaningful changes in your business continuously — so you don't have to.
Understand why it matters
Every finding is explained in plain language — what changed, and why it may be relevant to your risk.
See the evidence
Every conclusion is connected to the business records and data that support it.
Understand possible consequences
Risk is explained in financial terms your business can understand — not abstract scores.
Discover what may deserve attention
RiskTwin surfaces only the changes that may materially affect your protection needs.
Know when a review may be appropriate
RiskTwin tells you when a business change may be worth discussing with an expert — before it becomes a problem.
A good RiskTwin experience doesn't show you dozens of risk scores.
It says: "3 material changes detected since your last review."
AI finds the change. People make the important decisions.
RiskTwin improves the timing and context of protection conversations — not the role of qualified professionals in making them.
RiskTwin
Intelligent Detection & Context
Detect meaningful business changes
Explain what changed and why it may matter
Connect findings to evidence
Quantify possible financial consequences
Prioritise what deserves attention
Prepare structured summaries for review conversations
Qualified Experts
Advice, Validation & Decision
Validate findings in context
Provide qualified risk and insurance advice
Recommend appropriate protection changes
Make regulated insurance decisions
Support claims when needed
RiskTwin is not a replacement for insurance advisers, brokers, or underwriters. It helps business owners arrive at those conversations better informed — at the right time, with the right context.
Be among the first to experience RiskTwin.
We're inviting selected Singapore SMEs to help shape RiskTwin ahead of its launch at Singapore FinTech Festival 2026. Applying is the first step — our team reviews every application and reaches out when there may be a fit.
Apply to participate. If your business is a suitable fit, our team will schedule a call to understand your operations, discuss the pilot, and guide you through onboarding.
Applications are reviewed individually. Applying does not guarantee acceptance.
The pilot process
Apply
Tell us briefly about your business, your team size, and your main area of interest.
Talk with Fyntl
If there is a potential fit, we'll schedule a short call to learn more about your operations.
Define the pilot
We'll discuss relevant business systems, required data access, and pilot scope.
Onboard
Connect agreed data sources using appropriate access controls — no unnecessary access is requested.
Experience RiskTwin
See how business changes influence cyber, supply-chain, and asset exposure in your own business.
Upcoming milestone
RiskTwin is planned for launch at Singapore FinTech Festival 2026. Early pilots begin ahead of that date.
Find the gap before the loss finds it.
RiskTwin helps SMEs understand how everyday business changes can create new risks and protection gaps — while there is still time to act.
Early pilot applications are now open for selected SMEs in Singapore.